COMPENSATION OVERHAUL SAVINGS

Every year, the Legislature passes policy changes by boasting their hypothetical positive effects. However, they rarely revisit their rulings to determine if they in fact materialized. Legislative leaders might emphasize “oversight,” but it rarely happens and if it does, it’s more superficial and self interested rather than objective and deep. The well regarded Workers’ Compensation…

NEW GUIDELINES FOR REPORTING OF SMALL MEDICAL ONLY AND FIRST AID CLAIMS IN 2017

Recently approved by the California State Insurance Commissioner, new reporting requirements went into effect on January 1, 2017 related to first aid and small medical only claims. Moving forward, all employers are now required to report the total cost of any claims for which medical care is provided or costs are incurred. Regardless of whether…

HIRING AND MANAGEMENT PRACTICES GUARANTEED TO LOWER WORKERS’ COMP RATES

One of the most important factors in reducing workers’ compensation claims and in turn policy rate is your hiring process. The people you hire, their background, and their contribution to risk in your business, are hugely important, and yet fewer employers than ever before are conducting the types of credit and criminal background checks that…