CALIFORNIA REFORMS FOR WORKERS’ COMPENSATION INSURANCE

California’s workers’ comp reforms have made some good improvement, but it still has the most expensive system in the nation. In 2013, the state implemented reforms and medical trends stabilized indicating that many components of the reform are working. However, relative to other states, California has the highest incidences of partial and permanent disability claims. Furthermore, it…

HOW CALIFORNIA CARRIERS ARE DISREGARDING COMMISSIONER CALL FOR REFORM LAW COMPLIANCE

Insurer Carriers in California are demonstrating a blatant disregard to the California Insurance Commissioner call to comply with reform laws to lower premiums and pass on the savings to the employers.  As to why they are doing it certainly begs an answer, but they’ve been skirting around the issue successfully over the last few years.…

THE IMPACT OF THE TRUMP PRESIDENCY ON WORKERS’ COMPENSATION

If you’re still wondering whether or not the November 2016 Republican sweep will impact workers’ comp, you might want to chew on this – there’s huge uncertainty.  This is what we know for now: If President Donald Trump keeps his campaign promise, there’s a likelihood of increased medical expense and higher claims frequency. The Department of Labor…

10 TIPS TO REDUCE AND ELIMINATE WORKERS’ COMPENSATION FRAUD CLAIMS

While the vast majority of workers’ compensation claims are legitimate, fraudulent claims create a serious problem for both employers and insurers. Fortunately, there are several things you can do to help prevent outright fraudulent claims, as well as malingering claims that stay open longer than necessary. Hiring Practices – Eliminating fraud starts during the hiring process.…

IMPACT OF LEGALIZED MARIJUANA ON WORKERS COMP INSURANCE IN CALIFORNIA

When it comes to California and its trailblazing politics, not many other states in the nation can hold a candle.  As a result of Proposition 64, voters approved legalizing recreational use of marijuana and it has reverberated throughout the state causing some headaches for the California Workers’ Compensation system. How will the legalization of weed…