Workers’ compensation fraud is not necessarily common, but it does happen, which is why a basic level of investigation is recommended when you suspect there is something wrong with a claim. The cost of a cursory investigation can be much less than the long-term costs of a false claim on your policy. But what should…
The integration of wireless, connected technologies into our everyday lives has accelerated in recent years with smaller devices capable of an increasing number of advanced applications. The relatively low cost availability of Bluetooth connected wearable devices like fitness trackers smart watches and more makes them a perfect companion for those struggling with health problems or injury. The…
We are in the midst of a sweeping opioid epidemic. The prevalence of opioid pain killers for treating chronic pain in American adults has created a crisis throughout the country as these highly addictive pharmaceuticals create addicts, at times leading them to cheaper, but often devastating illegal drugs like heroin. The workers’ compensation industry has…
The construction industry, and those related to it, including architecture and engineering, are heavily affected by risk. Every day, you put a team of skilled individuals in positions that could lead to injury. Mitigating and managing that risk is not a one task process. Good risk management for contractors requires a full understanding of every potential risk…
With the pace of technological innovation increasing all the time, it’s essential that the insurance industry keep pace as well. This may include expanding current types of policies to cover new scenarios, or it may mean creating new types of policies all together. As a consumer, it’s important that you know what you’re covered for,…
Whether you work with contractors regularly or only occasionally, it’s important to understand how that relationship impacts liability in various situations. When you’re dealing with a mistake made by a contractor that has led to a lawsuit, or with an injury to a contractor that occurred while they were working on your jobsite, you need…
Identity theft is a growing threat, and the truth is that much of it happens in the workplace. Whether it’s data taken from your computer directly or accessed through a wider security breach, the loss of your employees’ personal information is a major problem on multiple levels. Fortunately, there are several concrete steps you can…
The beauty of being human is that we are flawed and we make mistakes. Unfortunately, there are plenty of people out there trying to take advantage of those small mistakes that could cost businesses millions of dollars. You might have heard the term social engineering which is otherwise known as a way of taking advantage…
Insuring the property your business owns is essential to your long-term stability and profitability. This kind of policy can cover a variety of things depending on the type of property you have, the nature of the business you operate, and what the particular risks are in your area. Understanding the risks that impact your…